Bank of England holds rates as global uncertainty begins to ease

21/07/26

The Bank of England has maintained the base rate at 3.75%, providing greater certainty for borrowers and investors as the UK economy continues to navigate an uncertain environment.

For property investors, the longer-term picture remains considerably more important than short-term headlines.

Demand consistently exceeds supply across many of the UK’s leading regional cities, supporting both rental demand and long-term price growth. Watch our latest podcast from our GCC team on safeguarding your capital throughout periods of economic uncertainty. 

While forecasts suggest the wider UK housing market may experience a more subdued period of growth this year, the outlook for the North West and West Midlands remains particularly strong. Savills forecasts that more affordable northern regions will continue to outperform over the next five years.

This reflects the city’s fundamental strengths: a growing population, the UK’s fastest-growing economy, a strong employment base, continued inward investment, and a persistent imbalance between housing supply and demand.

Amidst periods of wider uncertainty, history has consistently shown that long-term property performance is driven by underlying market fundamentals rather than short-term economic or geopolitical events.

For investors focused on long-term wealth creation, those fundamentals remain firmly in place.

Contact us to speak to a property consultant about your next investment within the UK property market. Our team would be happy to help.

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